[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.equis.cz\/kdo-je-oznacovan-jako-veritel\/#Article","mainEntityOfPage":"https:\/\/www.equis.cz\/kdo-je-oznacovan-jako-veritel\/","headline":"Kdo je ozna\u010dov\u00e1n jako v\u011b\u0159itel?","name":"Kdo je ozna\u010dov\u00e1n jako v\u011b\u0159itel?","description":"Obecn\u011b a jednodu\u0161e \u0159e\u010deno, v\u011b\u0159itel je ten komu dlu\u017e\u00edte. M\u016f\u017ee to b\u00fdt v\u011b\u0159itel na z\u00e1klad\u011b smlouvy, nap\u0159\u00edklad u p\u016fj\u010dky od bankovn\u00ed nebo nebankovn\u00ed spole\u010dnosti, od rodiny, od zn\u00e1m\u00fdch. V\u011b\u0159itelem m\u016f\u017ee b\u00fdt tak\u00e9 spole\u010dnost, kter\u00e9 dlu\u017e\u00edte za nedoplatky, nap\u0159\u00edklad za zprost\u0159edkovan\u00e9","datePublished":"2019-10-15","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.equis.cz\/author\/#Person","name":"","url":"https:\/\/www.equis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"equis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.equis.cz\/wp-content\/uploads\/img_a368047_w3719_t1580383363.jpg","url":"https:\/\/www.equis.cz\/wp-content\/uploads\/img_a368047_w3719_t1580383363.jpg","height":0,"width":0},"url":"https:\/\/www.equis.cz\/kdo-je-oznacovan-jako-veritel\/","about":["Pen\u00edze"],"wordCount":391,"articleBody":"        Obecn\u011b a jednodu\u0161e \u0159e\u010deno, v\u011b\u0159itel je ten komu dlu\u017e\u00edte. M\u016f\u017ee to b\u00fdt v\u011b\u0159itel na z\u00e1klad\u011b smlouvy, nap\u0159\u00edklad u p\u016fj\u010dky od bankovn\u00ed nebo nebankovn\u00ed spole\u010dnosti, od rodiny, od zn\u00e1m\u00fdch. V\u011b\u0159itelem m\u016f\u017ee b\u00fdt tak\u00e9 spole\u010dnost, kter\u00e9 dlu\u017e\u00edte za nedoplatky, nap\u0159\u00edklad za zprost\u0159edkovan\u00e9 energie, za telefon. Nebo dlu\u017e\u00edte za nezaplacen\u00e9 \u00fa\u010dty u n\u00e1jemn\u00e9ho bydlen\u00ed. Takov\u00e1 hodn\u011b popul\u00e1rn\u00ed je nezaplacen\u00e1 pokuta od dopravn\u00edch podnik\u016f, kter\u00e1 se nakonec m\u016f\u017ee vy\u0161plhat do velk\u00fdch \u010d\u00e1stek. V\u011b\u0159itelem m\u016f\u017ee b\u00fdt tak\u00e9 st\u00e1t, pokud mu dlu\u017e\u00edte za zdravotn\u00ed poji\u0161t\u011bn\u00ed, za nezaplacen\u00e9 dan\u011b nap\u0159\u00edklad z va\u0161eho p\u0159\u00edjmu. Tak\u017ee v\u011b\u0159iteli Fahd mohou b\u00fdt fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby, ale i st\u00e1t. Pokud se dostanete do situace, \u017ee poskytnutou p\u016fj\u010dku nespl\u00e1c\u00edte, nebo se opo\u017e\u010fujete se spl\u00e1tkami, m\u011bli byste s v\u011b\u0159itelem za\u010d\u00edt komunikovat a to neprodlen\u011b. M\u016f\u017eete po\u017e\u00e1dat v\u011b\u0159itele o odklad spl\u00e1tek, nap\u0159\u00edklad, kdy\u017e jste se dostali bez sv\u00e9ho zavin\u011bn\u00ed do probl\u00e9m\u016f s mo\u017enost\u00ed spl\u00e1cen\u00ed. M\u016f\u017ee to b\u00fdt ztr\u00e1ta zam\u011bstn\u00e1n\u00ed, nemoc, nebo jin\u00e1 \u017eivotn\u00ed situace. Zde byste se m\u011bli sna\u017eit m\u011bs\u00ed\u010dn\u011b hradit alespo\u0148 takovou \u010d\u00e1stku, kterou si m\u016f\u017eete v nov\u00e9 situaci dovolit. Pokud nebudete s v\u011b\u0159itelem komunikovat a ani neplatit \u017e\u00e1dnou \u010d\u00e1stku, abyste p\u0159ede\u0161li velk\u00e9mu n\u00e1r\u016fstu sv\u00e9ho dluhu, m\u016f\u017ee v\u00e1m v\u011b\u0159itel zaslat upom\u00ednku, kter\u00e1 se ozna\u010duje jako p\u0159ed\u017ealobn\u00ed upom\u00ednka. Pokud nebudete reagovat a nepodniknete \u017e\u00e1dn\u00e9 kroky, n\u00e1sleduje soudn\u00ed \u0159\u00edzen\u00ed, po jeho ukon\u010den\u00ed rozsudek, kter\u00fd obsahuje vykonatelnost, kdy m\u00e1te jako dlu\u017en\u00edk sv\u016fj z\u00e1vazek v\u016f\u010di v\u011b\u0159iteli splnit. Pokud tento z\u00e1vazek dobrovoln\u011b nespln\u00edte, m\u016f\u017ee v\u011b\u0159itel nechat na\u0159\u00eddit exekuci, kter\u00e1 je v\u00fdkonem rozhodnut\u00ed, kter\u00fdm je zabaven majetek dlu\u017en\u00edka, aby byly uhrazeny jeho dluhy. Exekuce se prov\u00e1d\u00ed nap\u0159\u00edklad sr\u00e1\u017ekami ze mzdy, prodejem movit\u00e9ho i nemovit\u00e9ho majetku, p\u0159ik\u00e1z\u00e1n\u00edm pohled\u00e1vky z va\u0161eho \u00fa\u010dtu. Po na\u0159\u00edzen\u00ed exekuce je velmi t\u011b\u017ek\u00e9 se br\u00e1nit.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo je ozna\u010dov\u00e1n jako v\u011b\u0159itel?","item":"https:\/\/www.equis.cz\/kdo-je-oznacovan-jako-veritel\/#breadcrumbitem"}]}]