[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.equis.cz\/nebankovni-spolecnosti-podaji-pomocnou-ruku\/#Article","mainEntityOfPage":"https:\/\/www.equis.cz\/nebankovni-spolecnosti-podaji-pomocnou-ruku\/","headline":"Nebankovn\u00ed spole\u010dnosti podaj\u00ed pomocnou ruku","name":"Nebankovn\u00ed spole\u010dnosti podaj\u00ed pomocnou ruku","description":"Vlastn\u00ed bydlen\u00ed je pro mnoho \u010cech\u016f nedosa\u017eiteln\u00fdm snem, i proto mnoho z nich m\u00ed\u0159\u00ed s vidinou v\u00fdhodn\u00e9ho \u00fav\u011bru do bankovn\u00ed spole\u010dnosti. Jen\u017ee banky jsou v zadlu\u017eov\u00e1n\u00ed sv\u00fdch klient\u016f nekompromisn\u00ed a ne ka\u017ed\u00fd tak na t\u00ed\u017eenou hypot\u00e9ku dos\u00e1hne. Jejich p\u0159\u00edsn\u00e9 tabulky","datePublished":"2020-06-22","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.equis.cz\/author\/#Person","name":"","url":"https:\/\/www.equis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"equis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.equis.cz\/wp-content\/uploads\/spole%C4%8Dn%C3%A9%20st%C4%9Bhov%C3%A1n%C3%AD_1.jpg","url":"https:\/\/www.equis.cz\/wp-content\/uploads\/spole%C4%8Dn%C3%A9%20st%C4%9Bhov%C3%A1n%C3%AD_1.jpg","height":0,"width":0},"url":"https:\/\/www.equis.cz\/nebankovni-spolecnosti-podaji-pomocnou-ruku\/","about":["Pen\u00edze"],"wordCount":392,"articleBody":"   Vlastn\u00ed bydlen\u00ed je pro mnoho \u010cech\u016f nedosa\u017eiteln\u00fdm snem, i proto mnoho z nich m\u00ed\u0159\u00ed s vidinou v\u00fdhodn\u00e9ho \u00fav\u011bru do bankovn\u00ed spole\u010dnosti. Jen\u017ee banky jsou v zadlu\u017eov\u00e1n\u00ed sv\u00fdch klient\u016f nekompromisn\u00ed a ne ka\u017ed\u00fd tak na t\u00ed\u017eenou hypot\u00e9ku dos\u00e1hne. Jejich p\u0159\u00edsn\u00e9 tabulky u\u017e p\u0159edem ur\u010duj\u00ed, zda m\u00e1te na takovou p\u016fj\u010dku n\u00e1rok \u010di nikoliv, a proto pokud by\u0165 jen prstem jedn\u00e9 ruky dosahujete do skupiny tzv. rizikov\u00fdch klient\u016f, s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed odejdete dom\u016f s nepo\u0159\u00edzenou.S nepo\u0159\u00edzenou odejdete i v p\u0159\u00edpad\u011b \u0161patn\u00e9 platebn\u00ed mor\u00e1lky v minulosti. Sta\u010d\u00ed jedin\u00fd negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f a okam\u017eit\u011b je na v\u00e1s pohl\u00ed\u017eeno jako na neplati\u010de a nespolehliv\u00e9ho klienta. Platebn\u00ed historii si p\u0159itom m\u016f\u017eete pokazit zd\u00e1nliv\u011b ban\u00e1ln\u00edmi proh\u0159e\u0161ky, nezaplacen\u00fd \u00fa\u010det za telefon nebo dluh na zdravotn\u00edm poji\u0161t\u011bn\u00ed a mal\u00e9r je na sv\u011bt\u011b. Rozhodn\u011b neplat\u00ed, \u017ee v registru dlu\u017en\u00edk\u016f se objev\u00ed pouze osoby s n\u011bkolikatis\u00edcov\u00fdmi dluhy, kter\u00e9 odm\u00edtaj\u00ed nebo zkr\u00e1tka jenom nemohou spl\u00e1cet. U\u017e samotn\u00e9 schv\u00e1len\u00ed \u00fav\u011bru v bance je pom\u011brn\u011b slo\u017eit\u00fd proces, kter\u00fd trv\u00e1 i n\u011bkolik t\u00fddn\u016f. Pokud tedy sh\u00e1n\u00edte men\u0161\u00ed \u010di v\u011bt\u0161\u00ed obnos pen\u011bz okam\u017eit\u011b, v bance rozhodn\u011b nepochod\u00edte. I tak ale nemus\u00edte zoufat, nebankovn\u00ed spole\u010dnosti nab\u00edzen\u00ed rychl\u00e9 p\u016fj\u010dky, kter\u00e9 v\u00e1s zachr\u00e1n\u00ed n\u011bkolik dn\u00ed p\u0159ed v\u00fdplatou.  Kdy\u017e se k v\u00e1m banky obr\u00e1t\u00ed z\u00e1dy?St\u00e1le plat\u00ed pravidlo, \u017ee bankovn\u00ed spole\u010dnosti pat\u0159\u00ed mezi nejv\u00fdhodn\u011bj\u0161\u00ed poskytovatele p\u016fj\u010dek. Ov\u0161em trh u\u017e v dne\u0161n\u00ed dob\u011b nab\u00edz\u00ed i jin\u00e9 mo\u017enosti, jak se nakonec k vytou\u017een\u00e9mu finan\u010dn\u00edmu obnosu dostat \u2013 nebankovn\u00ed spole\u010dnosti. Zp\u0159\u00edsn\u011bn\u00edm z\u00e1kona o spot\u0159ebitelsk\u00fdch \u00fav\u011brech se tak de facto staly nebankovn\u00ed spole\u010dnosti rovnocenn\u00fdmi konkurenty bank. Nebankovn\u00ed hypot\u00e9ka bez registru americkahypoteka.cz, rychl\u00e9 p\u016fj\u010dky bez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u2026i na takov\u00e9 produkty m\u016f\u017eete v nebankovn\u00edm sektoru narazit. Takov\u00e9 produkty jsou pro klienty \u010dasto daleko l\u00e1kav\u011bj\u0161\u00ed, pru\u017en\u011bj\u0161\u00ed a rychlej\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed spole\u010dnosti podaj\u00ed pomocnou ruku","item":"https:\/\/www.equis.cz\/nebankovni-spolecnosti-podaji-pomocnou-ruku\/#breadcrumbitem"}]}]